MONEY & GOD: WHERE IS YOUR HEART FOCUSED?

 

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The world is full of Christians who are trying precisely to serve both God and money. So many of us think we can have it both ways. We have deceived ourselves in this area.

If you are going to stop serving money, you have to stop worrying about it, and instead, start trusting God to give you and your family what you need.

 

To listen to the sermon, click the play button:

To download, right click on the link (or do whatever you do on a Mac) and save it to your computer: Download Matthew Part 20

 

 

Matthew #20 . Chapter 6:21-34

Jesus has just finished instructing his disciples – that includes us, today – to avoid acting religious in order to win praise and admiration from other people. We should, give, pray and fast in order to grow closer to God. He concludes this section, and transitions to the next one with these words:

“Don’t collect for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal. But collect for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves don’t break in and steal. For where your treasure is, there your heart will be also.

If we seek after the praise of other people, we are seeking an earthly “treasure.” Praise and admiration from others does not last. It’s almost like a drug. You are never satisfied – you keep needing more. People can forget about you. They can change their opinions about you. People who admire you can even die, without being replaced by new admirers. The praise of others is a quickly decaying treasure.

Now, let’s talk about the word “treasure.” The Greek word for treasure, or treasury is “thesauros” which instantly brings a smile and a nod to any writer; we know that words are a treasure. But actually, this word does not mean anything like “dictionary of words with similar meanings.” It refers to storing things up by keeping them someplace that is supposed to be safe. You put what you most want to preserve and protect and own in a thesauros. Jesus says, your treasury, your fire-proof safe, should be in heaven. If you are working to acquire, save and protect things here on earth, then your focus will be here, not heaven. Not only that, but your efforts will be ultimately completely useless, since what is on earth does not last.

Jesus adds to this metaphor with this thought:

“The eye is the lamp of the body. If your eye is good, your whole body will be full of light. But if your eye is bad, your whole body will be full of darkness. So if the light within you is darkness — how deep is that darkness!

I’ve often felt that this comment seems out of place right here. But I think what Jesus was saying is something like this:

“Your eyes show your body where to go and what to do. If they are no good, your whole body is in trouble. In the same way, your hopes, goals and ambitions, what you value, where you place your treasure – these things show your soul where to go and what to do. They are like your ‘spiritual eyes.’ And if your ‘spiritual eyes’ are dark or blinded, your whole soul, your very being, is in deep trouble!”

Jesus then applies these two thoughts to money, which, according to Him, is another worthless, quickly-decaying treasure. Pursuing it reveals that we have problems in our “spiritual eyes.”

“No one can be a slave of two masters, since either he will hate one and love the other, or be devoted to one and despise the other. You cannot be slaves of God and of money.

The word “slave” here (repeated twice) is the Greek word “douleuein.” It can mean “be in devoted service” or “yield to.”

Let me be blunt. The world is full of Christians who are trying precisely to serve both God and money. So many of us think we can have it both ways. So many of us deceive ourselves in this area. We convince ourselves that we aren’t really serving money – we certainly aren’t slaves to it (we think, indignantly). And we think, why can’t we have both? Sure, we’re here to serve God. Sure, we trust Jesus to give us eternal life. But what is wrong with the goal of having a little extra money to spare while we wait for heaven? I mean, it isn’t really even to spare, when you think about it. What if I have an emergency? I’m just being responsible.

But it’s funny how “responsibility” grows and grows. Particularly in America, we tend to get involved in all sorts of financial things like swimming pools, boats, unnecessarily large and fancy houses, expensive vacations, vacation homes, beautiful cars, fancy phones and computers. Then, we justify our service to money by saying we are only being responsible.

I don’t think it is wrong in all circumstances for a Christian to own any such thing. But I think we often deceive ourselves about how much we truly are serving money, and about how much of that service is entirely unnecessary.

Here are some helpful questions for determining where you are storing up treasure: Will spending this money make it harder to walk away from what you have invested in? For example, suppose you decide to buy a big beautiful house. Will spending that money, investing in the house, tend to keep you more tied to earthly things? Will it tend to be storing up treasure on earth? Will it strengthen your connection to heaven, or emphasize your connection to this life?

And let’s be honest. If you really don’t care if you have a beautiful house or not, then you probably won’t be particularly motivated to try and acquire it. It may happen that you get one. It may not. You can be grateful and enjoy it, and you can walk away from, knowing that your true treasure never needs a new roof.

We spend a lot of time working for money. Now, the bible is overwhelmingly positive about work, and it clearly teaches that if at all possible, we should take care of the material needs of our families, and to try to help the material needs of those who can’t make it on their own. Here are a few such verses:

But we encourage you, brothers, to do so even more, to seek to lead a quiet life, to mind your own business, and to work with your own hands, as we commanded you, so that you may walk properly in the presence of outsiders and not be dependent on anyone. (1Thess 4:10-12, HCSB)

Support widows who are genuinely widows. But if any widow has children or grandchildren, they must learn to practice godliness toward their own family first and to repay their parents, for this pleases God. (1Tim 5:3-4, HCSB) [MY NOTE:In this circumstance, widows and orphans without family were the most vulnerable people in society, with no means to provide for themselves.]

But if anyone does not provide for his own, that is his own household, he has denied the faith and is worse than an unbeliever. (1Tim 5:8, HCSB)

Jesus expects families will work to take care of themselves, along with donating money to support ministers (1 Corinthians 9:14), and also helping to take care of the most needy in society. So obviously, most of us will be involved in earning money for much of our lives. Even so, he does not want us to pursue money, or desire it for anything other than the above mentioned purposes. The Holy Spirit inspired Paul to write to Timothy:

But godliness with contentment is a great gain. For we brought nothing into the world, and we can take nothing out. But if we have food and clothing, we will be content with these. But those who want to be rich fall into temptation, a trap, and many foolish and harmful desires, which plunge people into ruin and destruction. For the love of money is a root of all kinds of evil, and by craving it, some have wandered away from the faith and pierced themselves with many pains. But you, man of God, run from these things, and pursue righteousness, godliness, faith, love, endurance, and gentleness. (1Tim 6:5-11, HCSB)

So let’s reiterate this: you cannot pursue both God and money. Those who want to get rich fall into temptations and traps and often wander from the faith. You cannot make it your ambition to truly follow Jesus, and at the same time, maintain an ambition to be wealthy.

You may get wealthy as you follow Jesus. If you happen to become wealthy while you live your life as Jesus’ disciple, committing yourself fully to Him and His purposes, it’s probably not a problem. If your goal is never money, but always Jesus, then you might be able to handle wealth in a spiritually appropriate way.

But I have to be honest with you. Most people don’t get wealthy by following Jesus. It could happen, but following Jesus is not a reliable means to financial prosperity. Jesus himself was never wealthy. It didn’t work out for wealth for Peter, Andrew, James, John, Nathaniel, Simon, Philip, Matthew, Thomas, James son of Alphaeus, or Thaddaeus – the eleven faithful apostles. The other close disciples of Jesus who failed to become wealthy include: Paul, Barnabas, Timothy, Silas, James (the half-brother of Jesus). In fact, we know for sure that there were very few wealthy Christians during the time of the New Testament.

If what you really want is wealth, or even really good financial security, I think you need to make a choice between that and Jesus. That is, after all, what Jesus Himself is saying here: you can’t serve both God and money. So decide which one it is, and if it is money, you might as well stop pretending it is God. It’s not like He doesn’t know. Now, I’m not saying that this can never be a struggle. Of course it is a struggle. But you will wear yourself out, and never win any part of the struggle if you going on deceiving yourself by thinking that you can have both the ambition to follow Jesus, and also the ambition to be wealthy. He isn’t saying that it is easy. But I think he is saying that it is easier if you give up one or other.

Read Jesus’ words yourself, and see if there’s any other way to interpret them without twisting them around.

Now, we get to the good stuff. I like the way the Holman Christian Standard Bible (HCSB) puts it:

“No one can be a slave of two masters, since either he will hate one and love the other, or be devoted to one and despise the other. You cannot be slaves of God and of money. This is why I tell you: Don’t worry about your life, what you will eat or what you will drink; or about your body, what you will wear. Isn’t life more than food and the body more than clothing? (Matt 6:24-25, HCSB)

No one can serve both God and money. This is why Jesus says, “don’t worry about material things.” If you are going to stop serving money, you have to stop worrying about it, and instead, start trusting God to give you and your family what you need. On the flip side, if you want to stop worrying about money, you have stop making it your ambition to be wealthy. You have to stop serving money.

If you want to get wealthy, you will worry about money. If your spiritual eye is focused on something other than Jesus, then you are letting yourself in for worry. There is no way to stop worrying about money as long as money is one of your goals. Even if money is only part of your ambition, simply a means to an end, you will end up worrying about it. [By the way, if there is anyone out there who has a real goal that can be achieved with money, and yet is not anxious about money, I want to hear from you. I mean it. I really want to know.]

I know a lot of people who are much wealthier than me (which isn’t hard to be). I even know some folks who make several hundred thousand dollars each year. I know others who could liquidate their assets and have a million dollars cash within a few weeks. One thing that surprised me the first few times I met such people, is that they are very concerned about money. I tend to think that if I had that much, I wouldn’t be worried. But as a matter of fact, these people appear to worry about money even more than I do. Can I say it this way? Money will not bring you peace.

So Jesus says (I repeat) “this is why I tell you not to worry about money.” He wants us to make the Kingdom of God the goal. He wants us to value and treasure things that cannot be destroyed, to rely on eternal plans that cannot fall apart. The way to peace is to give up money as a goal, and even as a means to a goal. Instead, make it our only goal to be his true disciples.

He spends the rest of chapter six painting this in a positive light, encouraging us to trust. He is like a parent, standing in the water, calling to his little child: “Come on jump! It will be fun and refreshing, and I’m right here to catch you. You’ll be safe, and you’ll even have fun!”

He points the birds and the grass, how they are fed and clothed, and says that God cares for us much more than he does for them.  The birds don’t have banks, or investments. God simply feeds them day by day. Jesus closes with this statement:

So don’t worry, saying, ‘What will we eat? ’ or ‘What will we drink? ’ or ‘What will we wear? ’ For the idolaters eagerly seek all these things, and your heavenly Father knows that you need them. But seek first the kingdom of God and His righteousness, and all these things will be provided for you.

Therefore don’t worry about tomorrow, because tomorrow will worry about itself. Each day has enough trouble of its own. (Matt 6:18-34, HCSB)

Notice the attitude toward the future. He says “don’t worry, saying, what shall we eat…?” That “shall” indicates a concern for the future. Up until now, I have been provided for every day. What I worry about is the future. And Jesus expressly tells us not to do that, right here.

Brothers and sisters, Jesus is calling you today to believe this. Give up your other goals, and make Jesus and His plan for you your only ambition. As you do that, trust Him. Your heavenly Father knows what you need. He cares for you and loves you. Give up worry, and embrace trust.

Thanks again for making use of Clear Bible.

I want to remind you again that we are a listener-supported ministry, and that means, first and foremost, that we are supported by your prayers. After all, we’ve just learned that money is the not the important thing. We need and value your prayers for us.

Please pray that this ministry will continue to be a blessing to those who hear it. Ask God, if it is his will, to touch even more lives with these messages. Ask him to use this ministry in making disciples of Jesus Christ.

Please also pray for our finances. Pray for us to receive what we need. Please pray for us in this way before you give anything. And then, as you pray, if the Lord leads you to give us a gift, please go ahead and do that. But if he doesn’t want you to give to us, that is absolutely fine. We don’t want you to feel bad about it. We want you to follow Jesus in this matter. But do continue to pray for our finances.

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Just “Clear Bible” in the memo. Your check will be tax-deductible. Unfortunately, we cannot do the tax deductible option with the paypal donate button, however the money does go directly to support this ministry.

 

Thank for your prayers, and your support!

YOUR MONEY, OR YOUR LIFE?

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Spiritually speaking, you get more value when you give than you do when you keep.

To listen to the sermon, click the play button:

To download, right click on the link (or do whatever you do on a Mac) and save it to your computer: Download Experiencing Life Together Part 7

Experiencing Life Together #7. Acts 2:44 – Christian Stewardship

All the believers kept meeting together, and they shared everything with each other. From time to time they sold their property and other possessions and distributed the money to anyone who needed it. (Acts 2:44).

The evidence here and elsewhere seems to indicate however, that this first Christian church shared all their possessions and financial resources. That sounds pretty radical to me. I don’t know that I’m ready for communal finances, and I don’t believe that this verse means we must put everything into a common pot. However, there is an underlying principle here, and I think it is important. The principle is that these believers understood that their time, abilities and possessions were given to them by God, and were to be used as resources for fulfilling God’s purposes on earth.

One term often used to describe this principle is “Christian Stewardship.” It’s as good a phrase as any, but it needs some explanation. A steward is someone who manages resources that belong to someone else. Usually the owner of the resources wants the steward to accomplish certain goals with those resources. For example, if you use an investment broker, that broker is a steward of your investments. He does not own your money – you do. But your broker manages your money for you, with the purpose of helping you to achieve your financial goals. When all is said and done, your broker is accountable to you for how he invested the money you gave him to use. He needs to give an accounting of what he has done with it. While he is investing for you, he needs to keep in mind your goals for the money. Of course, he is entitled to his fees from what you have given him – after all, he has to have something to live on. However, the money, and the goals are yours.

We are something like investment brokers for God. We are stewards. The “money” he gives us to manage is really everything we have in life: time; abilities & talents; possessions, including financial resources; opportunities and relationships. These things really belong to God, not us. Sometimes we get hung up on tithing, and feel that if we just give God 10% of our money, everything else in life belongs to us – but it isn’t true. It all belongs to God. It is given to us simply so that we can manage it according to His goals and purposes. Of course some of it we have to use to support ourselves during our time here as stewards for God. But we should never lose sight of the fact that we are stewards, and all of these resources have been given to us so that we can invest them in reaching God’s goals. Your time, your money, your abilities, your possessions – these are not yours. They are on loan from God, to be used for his purposes.

Jesus taught extensively about this idea of stewardship. Matthew 21:33-46 recounts the parable of the tenants. Matthew 25:14-30 offers the parable of the talents. Luke 16:1-15 records the parable of the shrewd manager. Please read at least two of the three this week, so you can get a flavor for Jesus’ attitude about this. The central point in each of these stories (and it is quite forcefully made in each) is that we are stewards of what God has given us in life. It is not ours, but we are to take care of it, and use it to accomplish His goals. God’s primary goal of course, is to bring more and more people into a genuine, righteous, loving relationship with Himself. If he’s going to do that, he’ll need to use the speaking gift he gave Peter; the energy he entrusted to Paul; the thoughtfulness that John was to invest; the time that Philip devoted and the willingness that Stephen had. All that comes from just a few chapters in the book of Acts. He has given you and me many other gifts – time, talents, money, relationships and opportunities. He needs them to achieve his purpose. We were put here to use them for Him.

Now, at this point, something must be made absolutely clear. Doing things for God does not earn you “brownie points” with him. Being a good steward will not make Him love you any more, and being a bad steward will not make him love you less. We are saved and have a relationship with God simply and only because Jesus sacrificed himself in our place, and we trust him to forgive our sins. Our relationship with God is not based on what we do (or don’t do) for Him – it is based on His love for us, and our willingness to believe in and receive that love.

You may ask, “Why do we need to bother with being a good steward then? What’s the point, if it doesn’t make God love me more, and it isn’t necessary in order to go to heaven?” If you ask that question, or something like that, I want to gently urge you to really examine your relationship with God. If you really know Him and love Him, do you want to waste His resources? Do you really not care whether or not you are living the way He made you to live?

You see, I love my children whether or not they obey me. I don’t love them more when they obey me, or less when they don’t. However, when they disobey me it causes a breach in our relationship. Obedience does not earn my love, but when they are disobedient, our relationship is injured. There is something wrong between us. In extreme cases, disobedience in children could lead to their injury or death. If I tell them not to play with a knife and they disobey me, something terrible could happen. If tell them to stay well away from the edge of a cliff and they say to themselves “well, daddy will love me even if I go to edge,” the consequences could be tragic.

Go back to the stock broker analogy. Say you are the broker, and you have a client who is extremely forgiving. You totally mismanaged her funds, and lost it all. She chooses not to pursue any legal action against you. Even so, it would hardly be possible for the two of you to be good friends unless some sort of reconciliation had taken place.

With this in mind, consider this question: Why are you still here on earth? If you know Jesus, and your eternal future is assured, why doesn’t God just take you to heaven to be with Him right now? God loves you, he has promised you eternal joy with Himself, and a new heaven and a new earth for us to enjoy with Him. Why hasn’t he simply taken us to that right away? The answer comes from 2 Peter

The Lord is not slow in keeping his promises as some understand slowness. He is patient with you, not wanting anyone to perish, but everyone to come to repentance. (2 Peter 3:9)

If you know Jesus Christ, and he is both your savior and King of your life, there is only one reason you are not in heaven this very moment – God has things for you do here. Specifically, he wants you to play a part in bringing others to know Jesus. In order for you to do that, you need to “invest” the resources He has given you.

As with everything else in the Christian life, good stewardship is “God-thing.” What I mean is you can’t be a good steward by yourself, any more than you could get salvation for yourself. The first step in being a steward of God’s resources is to tell your client (God) that you can’t do it without his help. Let Him give you the inner strength to reject selfishness and live for His purposes. Let Him give you wisdom in how to use what He has given you. As always, the main thing is simply to be willing and then He can (and will) do the rest – everything from showing you what to do, to even to giving you the motivation to do it.

I want to talk briefly about money. Bear in mind, managing God’s money (and everything you call “yours” is really God’s) is just one part of stewardship. Too many churches, when they say “stewardship” are really just talking about money. However, it is important to talk specifically about money, because it is one of the great idols and spiritual dangers in this world.

We know what the world thinks of money. It is the primary means that people use to get what they want in the world, therefore the world highly values it. But what does God think about money?

But godliness with contentment is a great gain. For we brought nothing into the world, and we can take nothing out. But if we have food and clothing, we will be content with these. But those who want to be rich fall into temptation, a trap, and many foolish and harmful desires, which plunge people into ruin and destruction. For the love of money is a root of all kinds of evil, and by craving it, some have wandered away from the faith and pierced themselves with many pains. (1Tim 6:6-10, HCSB)

Instruct those who are rich in the present age not to be arrogant or to set their hope on the uncertainty of wealth, but on God, who richly provides us with all things to enjoy. Instruct them to do what is good, to be rich in good works, to be generous, willing to share, storing up for themselves a good reserve for the age to come, so that they may take hold of life that is real. (1Tim 6:17-19, HCSB)

“Don’t collect for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal. But collect for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves don’t break in and steal. For where your treasure is, there your heart will be also. (Matt 6:19-21, HCSB)

“No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money. (Matt 6:24, ESV2011)

Come now, you rich people! Weep and wail over the miseries that are coming on you. Your wealth is ruined and your clothes are moth-eaten. Your silver and gold are corroded, and their corrosion will be a witness against you and will eat your flesh like fire. You stored up treasure in the last days! (Jas 5:1-3, HCSB)

I think these verses are generally representative of what the New Testament says about money. And I think we might summarize the message in two parts:

1. When we treasure money for itself, or for what it can achieve for us (security, comfort, pleasure, peace, a future) it is a great spiritual danger. Spiritually speaking, it is not positive to be wealthy, if we care about what wealth can do for us or those we love.

2. When we invest money in the kingdom of God, that is, when we give it away for the cause of Jesus, it is of great spiritual benefit.

These things are true, no matter how much or how little we are talking about. Consider this little incident:

Sitting across from the temple treasury, Jesus watched how the crowd dropped money into the treasury. Many rich people were putting in large sums. And a poor widow came and dropped in two tiny coins worth very little. Summoning His disciples, He said to them, “I assure you: This poor widow has put in more than all those giving to the temple treasury. For they all gave out of their surplus, but she out of her poverty has put in everything she possessed — all she had to live on.” (Mark 12:41-44, HCSB)

Have you ever thought about this? He knew it was her last two pennies. Though she might not have known it, she was giving it to him, and he didn’t need two pennies just then. In fact, though it was given to him, it didn’t go to him while he walked on earth. Two little pennies probably did not make that much difference to the temple treasury, and they might have made a big difference to what the widow ate that day. Think about it. Why didn’t Jesus stop her?

Because giving the last of her money, though it made no difference to the temple treasury, made a huge difference in the spiritual realm. Her tiny bit of money was worth far more spiritually, given freely as it was, than it was in the marketplace. If you want to look at this way, it achieved more for her when she gave it away than it ever could have helped her by keeping it.

Jesus didn’t stop her, because she did the right thing, and he knew that she would get more benefit from giving than from keeping.

You get more real value when you give than you do when you keep. You get a better investment in your life right now by giving. You get a better return on your real and important future by investing in the kingdom of God.

I’m not saying this is easy. The entire world around us screams that this is nonsense. But it is what Jesus and the rest of the New Testament taught. I had to face this myself this week. This may be a silly little illustration, but I’ll let you into my own struggle to accept this in my life.

Whenever someone gives me money for my birthday, or Christmas, I put it aside, and call it my “personal money.” Sometimes, when have a little bit to spare, we give everyone in the family an “allowance” – money that each person can spend however they wish. I get an allowance too, when we do it. I also consider this “my personal money.” I can use my personal money to go out to eat, or buy a fishing pole. It isn’t for the family budget and for needs. It’s mine to spend as I wish.

I have a little bit of personal money saved up right now. I’ve been wanting to buy a pair of really nice headphones for music. I wanted some noise-cancelling ones, for traveling (and frankly, for sitting in my living room). I’ve been looking at a pair that would cost about $125. This week, as I was preparing this message, I went shopping for headphones. I was thinking over the things I just said to you, and I realized, I’m not taking it seriously. Instead, I’m out, seeking a way to spend “my money” on myself. I’m not taking the spiritual value of giving seriously. I’m acting like I think a $125 pair of headphones will benefit me more than giving $125 away.

Don’t ever be a preacher, if you can avoid it. It will mess up your plans, if you take it seriously. Anyway, I decided to give the $125 away, rather than buy headphones. I’m not doing it to be noble. I’m just trying to take this message seriously.

What is the Lord saying to you about your time? Your money? Your energy and abilities? They aren’t yours, you know. They belong to him. How are you investing it for him?